Western Union system allows receiving money transfer wherever you are in the world in 5-10 minutes after the transfer is made. Applying to any division of OTP Bank you can transfer funds with help of Western Union system without opening an account.
Besides fast transfer and payment, Western Union has another advantage: it is a simple and reliable system and an opportunity for transmitter to send an accompanying text.  The key advantage of Western Union as compared to other similar systems of fast money transfers is low tariffs. Only transmitter is charged commission fee depending on the transfer amount. 

Transfer procedure

Identity certificate is necessary for making money transfer. You need to sign the blank of application for transfer, cash documents and submit the amount to cash. Your transfer is given an individual code and it is desirable that the recipient is informed of it. This code will allow the recipient to get the money easier. 

Transfer restrictions

RF resident has a right to transfer maximum 5,000 US dollars abroad on one banking day. Transfer of a higher amount is possible subject to conformity of the transfer goal to the requirements of RF currency legislation and the existence of confirming documents.
Data on the transfer are stored in the system on demand within 45 days since the moment of transfer. However, the transmitter can get back the non-demanded transfer on any day.

Transfer receiving procedure

The recipient needs to apply to OTP Bank head office, to submit an identify certificate, fill the company blank and get the money. If the recipient says the transfer code (it can provide the transmitter), it will facilitate the procedure. The transfer can be received already in 5-10 minutes after it was made.  It is desirable that the transfer is demanded within 45 days since it was made. 
The transfers are available both in US dollars and Russian rubles.
The transfer receiving service on Western Union system is free of charge. All the expenses for the transfer are covered by transmitter.
VAT is not imposed on money transfer operations.