Individual clientsMaintenance of personal accounts of individuals

Maintenance of personal accounts of individuals

OTP Bank opens call liabilities in rubles and foreign currency (US dollars and euro).  Call liabilities at OTP Bank will allow you easily and effectively manage funds in the above currencies.

Terms of call liabilities

• Currency of liability: RF rubles, US dollars, euro.
• Annual interest rate: 0.1% 
• Minimal amount of liability /minimum balance: 1 RF ruble, 1 US dollar, 1 euro
• Expiry date liability: on demand
• Interest accrual: monthly, on the last day of the month 

Operations on deposit

Existence of call liability with OTP Bank will allow you carry out a complex of bank operations:

• Depositing and debiting.
• Transfer of wages, social benefits and other payments.
• Transfer on non-cash funds inside Russia and abroad.
• Receipt of transfers.
• Purchase/sale of non-cash foreign currency, conversion to other currency on favorable exchange rate.
• Payment for goods and services including real estate, car, insurance products etc.
• Payment for communal and other services through registration of one time or permanent instruction to the Bank for writing off of amounts.
• Writing off of commissions, taxes and other payments.