Using employee payroll cards is a modern and efficient way to arrange all kinds of payments to your company’s staff. Instead of paying salaries traditionally in cash at your premises with all related expenses and the employees queuing to the cashier’s office, have salaries simply transferred to payroll cards – this saves money and time.

Proceed to this goal with OTP Bank payroll cards!

Benefits of payroll cards for companies:

• reduce salary payment costs;
• avoid the need of transporting and safe-keeping cash;
• save the working time of your employees on paydays;
• your employees' funds are automatically available in due time;
• privacy of your employees' payments is ensured.

Benefits of payroll cards for cardholders:

• you can draw your funds in ATMs and branches of OTP Bank free of charge;
• the first two cash drawing transactions per month in ATMs of other banks are free of charge;  
• you can apply for credit cards with a grace period or for special loans;
• cash transfer from card to card is possible (only in case of MasterCard cards of OTP Bank);
• you can pay for telecommunication and public utilities services through ATMs of OTP Bank; 
• 24/7 Call Center assistance;
• Internet banking;
• SMS information service

Operation:	Costs:
Issue of MasterCard Gold or Standard card	free of charge
Card account servicing	free of charge
Drawing cash in ATMs and branches of OTP Bank	free of charge
Drawing cash in ATMs of other banks	the first two cash drawing transactions per month in ATMs of other banks are free of charge; for the third and subsequent transactions a 1% fee is charged (min. 100 rubles)
Paying for goods and services	free of charge
Interest accrued on the balance	annual 0.1%

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