OTP Bank has long experience of providing finance to its corporate clients making efforts along with them to achieve success of their business. Our clients located throughout Russia operate in various economy sectors. We are aware of their specific needs and conditions and we know the way to make our finance really work to our clients' benefit.

Types of finance offered by OTP Bank:

Types of Finance	Advantages to Your Business
Commercial Loan/Credit Line	Serves individual purposes of your business such as working capital increase or fixed assets purchase; Tailor-made solutions; Long-term finance; Consultancy on the best debt repayment structure to minimize financial burden on your business.
Overdraft	Flexible in time and amount - use credit funds when they are needed; No delays in payments to your partners due to lack of funds; Prompt accomplishment of the service by the bank.
Bank Guarantee	Covers risks of failing to pay under contracts / meet tender obligations; Offered against bills of exchange of OTP Bank or security deposits held in OTP Bank; Prompt accomplishment of the service by the bank.
Customs Guarantee	Secure the Importer’s obligations towards the Russian Customs Authorities to mark imported excisable goods with excise stamps.
Trade Finance	Lower cost of finance compared to loans; A secure financial instrument in your international business - helps you win your partners and get better terms on transactions; No need to divert working capital.
Project Finance	An efficient way to raise funds for complex large-scale projects; Long-term finance.

Our credit specialists will develop finance scheme best suiting your business and assist you in the preparation of documents.