History of OTP Bank in Russia

OTP Bank – until February 2008 Investsberbank – is a member of the international OTP Group, one of the leaders in the financial services market in Central and Eastern Europe. OTP Bank is a universal credit institution offering corporate and private clients a wide range of banking services and products.

As of April 1st, 2010 the assets of OTP Bank (Russia) equaled to over RUR 96 bln, while the equity capital amounted to RUR 12 bln OTP Bank (Russia) is one of the Top 50 largest Russian banks.

OTP Bank provides its services via a network of its own additional offices and branches, which at the moment consists of more than 15 thousand end-to-end service points in 71 regions of Russian Federation, as well as a large-scale network of partners numbering 10 thousand consumer loan POS located all over Russia.

1994
Obtaining the banking operations license.

2003
The first consumer loan issuing. OTP Bank was one of the first Russian credit institutions to begin a purposeful development of the retail business.

2004
Active development of the branch network. More than 30 new sales offices were opened during the year.

2005
Liaison of Investsberbank with Russian generalniy bank, specializing in cooperation with large corporate clients. As a result of the merger the bank was included in the list of TOP 40 largest banks with the highest volume of the assets; the number of branches in Moscow and regions reached 20; the client portfolio has been essentially diversified.

2006
Takeover of Omskpromstroibank and Promfinservice Bank, which were transformed into OPSB Branch (Omsk) and Novorossiysk Branch (Novorossiysk) respectively.

2006
The acquisition of the controlling stake of the bank by OTP Group - one of the largest Central and Eastern European banking groups, which has more than 13.5 mln clients in 9 countries. This transaction was approved by the Central Bank of Russia, the Antimonopoly Agency of the Russian Federation, as well as by the Hungarian Financial Supervision Agency.

2007
Bank was included in the TOP 10 list of the most dynamic developing banks according to “RBC.Rating” due to the impressive speed of growth during the period of 2003 -2007.

2008
Realization of the rebranding, as a result of which OTP Bank got the 8th place in the rating of loyalty conducted by National agency of financial research, and 22nd place in the ranking of banks recognition.

2009
OTP Bank took 2nd place in the list of POS crediting banks in Russia, accumulated 15% part of this market.
Deposit portfolio of natural persons has been increased at RUR 10 bln during the year.
OTP Bank became a laureate of prestigious national awards – “Financial Olymp” and “Brend of the year”.
OTP Bank opened branch in Chelyabinsk – the first one in Urals Region and the 8th in Russia.

2010
OTP Bank net profit by Russian accounting standarts exceeded RUR 616,5 mln. As of April 1st, 2010 the equity capital amounted to RUR 12,3 bln. Credit portfolio reached RUR 59 bln, deposit portfolio amounted RUR 53 bln.
OTP Bank has issued more than 5000 of plastic cards.
On the 5th of February 2010 Donskoy National Bank became “Rostovskiy” branch of OTP Bank.

Official exchange rates of Central Bank (29.07)

USD/RUB	30.2066
EUR/RUB	39.335
CHF/RUB	28.5102
GBP/RUB	47.0679

Currency exchange offices of OTP Bank, Russia

29.07buy/sell

USD/RUB	30.00/30.40
EUR/RUB	39.20/39.60
CHF/RUB	28.45/29.20
GBP/RUB	46.65/47.65

Rates for foreign currency exchange

29.07buy/sell

USD/RUB	30.00/30.40
EUR/RUB	39.20/39.60
CHF/RUB	28.45/29.20
GBP/RUB	46.65/47.65

cross-rates